H&H Financial Services understands that the family home is the most important asset that you will acquire. We also appreciate that everybody’s financial position is different, which means some clients may require Lite Docs and Low Docs, which will result in a higher cost to our clients. This avenue will only be taken after H & H Financial Services exhausts all avenues to ensure that our clients have every opportunity to obtain a Full Doc Loan which will minimise costs and repayments to our clients and their families.
H&H Financial Services treat Investment Loans no differently to the acquisition of a family home as this type of investment is predominately driven by a need to create a strong financial future for your family.
H&H Financial Services provides the following options to our clients:
- Full Doc Loans – finance for borrowers who can demonstrate two years clear financials
- Lite Doc Loans – finance for borrowers who just fall outside of the Full Doc criteria and can provide some financials, rental incomes, etc.
- Low Doc Loans – finance for borrowers who demonstrate serviceability through non-traditional means. Accountant’s Letter confirming serviceability, etc.
Those that do not fulfil the categories above may still have other options. Please contact us to discuss.